Noddle (credit report service)

Noddle logo
Noddle
Founded December 2011
Website https://www.noddle.co.uk
Part of Callcredit Information Group
Headquarters London, UK
About Noddle is a free for life credit report available to individuals in the United Kingdom.
Key people Tom Ilube (Founder)

Noddle is a free credit report service offered by the British company Callcredit. Launched in June 2011 on a trial basis, Noddle invited 10,000 people to test the service prior to its full launch later in 2011.[1][2]

The service enables clients to view their full credit report free for life, without the need to pay for similar services[note 1] from rivals Equifax and Experian.[note 2] Noddle charges for extra services such as Noddle Improve, which informs consumers how to improve their credit scores, and Noddle Web Watch, which scans websites looking for fraudulent uses of users' information and warns users about anything that appears awry.[3]

If clients see any discrepancies in their reports, they can dispute the problems with the pertinent reference agency.[2]

References

Notes
  1. In the past, a user had to pay a £2 fee to review a single copy of his or her statutory credit report. Alternatively, a user could pay a monthly subscription to receive monthly copies of the report.[1]
  2. Callcredit, the third-largest credit reference agency in the UK, is surpassed in size by Equifax and Experian.[2]
Footnotes
  1. 1 2 Jones, Rupert (2011-06-16). "Noddle website to offer free credit report service". The Guardian. Archived from the original on 2011-09-11. Retrieved 2011-09-06.
  2. 1 2 3 Murray-West, Rosie (2011-06-16). "Households offered free financial passport for life". The Daily Telegraph. Archived from the original on 2011-09-11. Retrieved 2011-09-05.
  3. Gorst-Williams, Jessica (2015-03-16). "Could free credit checks be a scam? A reader is suspicious when a credit reference agency offering a free service asks for his credit card details.". The Daily Telegraph. Archived from the original on 2015-11-29. Retrieved 2015-11-29.

External links

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